While the pick, pack, and ship method of wholesale distribution may seem straightforward, the sector faces a number of particular difficulties that put additional pressure on wholesale distributors to continuously improve their procedures.

Envisaged by Aye Finance, SwitchPe was born from an urgent need that most small businesses face today. The MSME sector in India boasts more than 63 million enterprises, which contribute to more than 30% of the Indian GDP. And while the impact of this sector is significant, so are the issues that plague shop owners on the ground. The typical MSME customer faces numerous gaps in the supply chain, including a lack of well-defined financial infrastructure, regular scarcity of working capital, and the unwillingness of distributors to extend credit lines.

In the retail sector, working capital determines a business’s overall capacity for growth. To optimize working capital, any business – be it big or small – needs efficient money management.